Dental Care Plan
As a member of IAB, you can take advantage of up to 60% savings on dental care offered through our Dental Network of over 20,000 credentialed providers.
Any Dentist Nationwide (Regardless of Network)
- Scheduled reimbursement
- $1,000 annual benefit for each family member with $50 deductible per family member per year
- Deductible waived on teeth cleaning (2 per year, per family member)
- This benefit is Insured by an A- (Excellent) A.M. Best Rated Insurance Company
Use Network Dentist - for additional savings
- 18,000 credentialed Dentists
- Pre-existing conditions covered, except for work-in-progress
- No deductibles
- No co-pays
- No limits or maximums - you can go to the dentist as often as you need
- No waiting periods - your plan is effective immediately with the receipt of your membership card
- No claim forms
- Specialists include: Endodontists, Oral Surgeons, Prosthodontists and Orthdontists
Procedures covered include (Over 1,500 procedures)
- Regular teeth cleaning
- Deep teeth cleaning
- Initial Oral Exam
- Simple extraction
- Periodic Oral Exam
- Amalgam filling
- Composite filling
- Sedative filling
- Endodontics
- Orthodontics
- X-Rays
- Root Canal
- Porcelain Crown
- Complete Dentures
- Periodontics
- Braces
- Retainers
- many others
Savings offered vary from state to state.
| Average National Fee | Network Price | Savings | |
|---|---|---|---|
| Periodic Oral Exam | $40.00 | $8.00 | 80% |
| Teeth Cleaning | $85.00 | $22.00 | 60% |
Example Savings using network and non-network dentists:
| Average National Fee | Network Price | Reimbursement | Total Savings | |
|---|---|---|---|---|
| Periodic Oral Exam | $40.00 | $8.00 | $8.00 | 100% |
| Fixed Bilateral | $185.00 | $95.00 | $114.00 | 100% |
| Root Recovery | $71.00 | $40.00 | $39.20 | 98% |
| Root Planning | $68.00 | $40.00 | $38.40 | 96% |
| Radiographs | $36.00 | $25.00 | $28.80 | 100% |
| Prophylaxis (Cleaning) | $85.00 | $22.00 | $23.00 | 100% |